AcceleratingIndia's Financial Future

Viyona Fintech revolutionizes connected banking with UPI Merchant Switch and payment solutions. Our products, Viyona Pay and Graam Pay, unite urban and rural India financially.

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Viyona Fintech is trusted for

PayIn

PayIn

PayIn simplifies payments, letting businesses effortlessly collect funds via cards, net banking, UPI, and wallets.

Payouts

Payout

Quick, reliable disbursements via cards, net banking, UPI, and wallets.

virtualbanking

Virtual Account

Accelerate payments and automate reconciliation with UPI, NEFT, RTGS, and IMPS.

upi

UPI

Streamlined payments for Banks, TPAPs, and PPIs with optimized flow

Payments Made Simple: Collect, Disburse, Manage with Ease

A comprehensive payment solution designed for businesses—covering PayIn, PayOut, Virtual Account Numbers, and UPI. Effortlessly collect payments, disburse funds, streamline reconciliation, and optimize payment flows, all while ensuring security and efficiency. 

About Viyona Fintech

Connecting Finance, Empowering Lives

Viyona Fintech is revolutionizing connected banking with cutting-edge UPI Merchant Switch and comprehensive payment solutions. Our flagship products, Viyona Pay and GraamPay, serve diverse markets, from urban hubs to rural communities. We are dedicated to making financial services accessible, secure, and efficient for businesses and individuals alike. With Viyona Fintech, embrace the future of seamless transactions and financial inclusion.

UPI Merchant Switch

Boost Payments, Retain Customers, Elevate Business

Enhance your payment success rate, improve customer loyalty, and drive business growth with Viyona’s UPI Merchant Switch. 

AI-Powered Precision

Experience flawless transactions with zero errors. Viyona’s AI-powered UPI switch guarantees smooth, reliable payments, maximizing transaction success and boosting efficiency.

Key Benefits:

Connect-Sync

Whether it’s payment gateways, accounting software, or CRM platforms, Viyona ensures seamless system integration, unlocking operational efficiency and business growth.

Key Benefits:

FlowPay

Viyona ensures smooth, fast, and secure transactions, eliminating unnecessary steps and enhancing customer satisfaction.

Key Benefits:

Portal-X

Track customer data, sales, and expenses from a single dashboard. With Viyona’s powerful platform, you’ll have complete control over your business growth.

Key Benefits:

QR-Plus

Empower your customers with hassle-free payments through Viyona’s optimized QR codes, boosting customer satisfaction and reliability.

Key Benefits:

Pay-Boost

Accelerate business payments up to 3X faster with Viyona’s ultra-secure UPI and QR payments. Enhance customer satisfaction with fast, reliable, and secure transactions.

Key Benefits:

API Banking

Make your transactions error-free

Payroll & Expenses API

Directly disburse payroll, and salaries, and make TDS payments in a few seconds

Collection API

Collect your payments on time and automatically.

AI Accounting

Automate your accounting from bookkeeping to invoices.

Fin Tracker

Auto track your spends, income, investment, etc.

Sub Merchant Management

Efficiently manage sub-merchants based on the merchant hierarchy.

Your money, Your way, Our guarantee

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GraamPayEmpowering Your Everyday, Anywhere.

Step into the future of payments with GraamPay. From paying bills to booking your next adventure, managing UPI cash, or trading digital gold—GraamPay is your all-in-one platform for effortless transactions. Simplify your world, one tap at a time. 

APP Store

Coming Soon

Google Play

Coming Soon

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Incomes

₹2.570,50

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Expenses

₹2.570,50

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Stay informed with the latest trends, expert opinions, and industry updates. Explore how Viyona Fintech is shaping the future of connected banking and payments.