White-Label Payment Solutions by Viyona Fintech | Branded Payment Gateway Infrastructure
Digital payments have evolved beyond simple transactions. Modern businesses need embedded financial experiences where they control the entire customer journey while maintaining their brand identity. Viyona Fintech’s white-label payment solutions deliver exactly that: you own the branded customer-facing experience while we power the backend infrastructure.
The Challenge: Building vs. Buying Payment Infrastructure
Building payment infrastructure in-house requires:
Viyona’s solution: Get enterprise-grade payment infrastructure ready to deploy, fully customizable with your branding, without the development burden.
Legacy Systems vs. Modern Payment Needs
Traditional payment systems are rigid, expensive, and slow to adapt. Modern businesses require:
Viyona’s white-label payment stack enables rapid deployment while maintaining complete brand control and leaving compliance complexity to us.
Enable seamless payment acceptance across all channels with our unified payment gateway API.
Supported Payment Methods:
Key Features & Benefits:
Unified API Integration
Integrate once and accept all major payment methods through a single API endpoint. No need for multiple provider integrations.
Smart Payment Routing
Our intelligent routing engine automatically selects the optimal payment gateway based on success rates, cost, and performance metrics, increasing transaction success by up to 15%.
Real-Time Analytics Dashboard
Get transaction-level visibility with:
Fully Branded Checkout Experience
Customers see only your brand throughout the payment journey – no third-party logos or redirects.
Handle vendor payments, salary disbursements, refunds, and commissions with our white-label payout solution.
Payout Channels Supported:
Core Capabilities:
Bulk Payout Processing
Upload CSV files with thousands of beneficiaries and process payments in minutes. Ideal for:
Real-Time Status Tracking
Monitor every payout with:
Multi-Channel Flexibility
Route payouts intelligently based on amount, urgency, and cost optimization.
Transform UPI from a checkout option into a complete branded payment suite while simplifying collections with Virtual Account Numbers.
UPI White-Label Features:
Virtual Account Numbers (VANs) – Simplified Reconciliation
Assign unique virtual account numbers to each customer or transaction for automatic reconciliation.
Benefits:
Use Cases:
Manage multiple banking relationships through a single unified interface.
Modern payment strategies require relationships with multiple banks for redundancy, cost optimization, and regulatory compliance. Viyona’s Connected Banking solution eliminates the complexity.
Key Capabilities:
Consolidated Banking Dashboard
View all your banking endpoints in one place:
Automated Reconciliation
Backend System Integration
Seamlessly integrate with:
API-First Architecture
Connect all your financial systems without fragmented integrations or manual data entry.
Step 1: SDK Integration
Integrate Viyona’s payment SDK into your platform (mobile app, website, or backend system). Available for:
Step 2: Brand Customization
Configure your brand elements:
Step 3: Customer Experience – Your Brand
Your customers interact exclusively with your branded interface throughout the payment journey. They never see Viyona’s branding or third-party payment provider logos.
Step 4: Backend Processing – Our Infrastructure
Viyona handles:
What You Gain
Aspect | Traditional In-House Build | Viyona White-Label Solution |
Time to Launch | 6-12 months | 2-4 weeks |
Development Cost | ₹50 lakhs – ₹2 crores+ | Minimal integration cost |
User Interface | Generic payment provider UI | Fully branded, custom UI |
System Architecture | Fragmented vendor systems | Unified platform for all payment functions |
Operational Burden | High – in-house team needed | Low – managed service |
Technology Investment | Ongoing dev & maintenance | Focus on core business |
Compliance Management | Your responsibility | Viyona manages compliance |
Scalability | Requires infrastructure planning | Auto-scales with demand |
Payment Success Rate | Depends on implementation | Optimized routing (up to 15% higher) |
Payment infrastructure is no longer a supporting function – it’s a strategic competitive advantage. Here’s why:
Customer Experience Ownership
When you control the payment experience, you control:
Revenue Optimization
White-label solutions enable:
Business Agility
Adapt quickly to:
Ideal for Multiple Business Models:
SaaS Platforms
Embed payments directly into your software for:
Marketplaces & E-commerce
Enable split payments with:
Fintech & Neobanks
Build financial products with:
Subscription Businesses
Automate recurring payments:
B2B & Enterprise
Handle complex payment flows:
Industry-Leading Security Standards
PCI-DSS Level 1 Certified
Highest level of payment card data security
Data Encryption
Fraud Prevention
Regulatory Compliance
Implementation Timeline
Week 1-2: Onboarding & Integration
Week 3-4: Testing & Go-Live
Pricing Models
Flexible pricing to match your business stage:
Future-Proof Your Payment Infrastructure
The fintech landscape is evolving rapidly. New payment methods, regulatory changes, and customer expectations are constant. With Viyona’s white-label platform, you get:
In today’s fintech-first economy, brand control over payment flows isn’t optional – it’s essential for competitive advantage and customer experience.
Viyona Fintech’s white-label payment platform gives you:
Whether you’re a SaaS platform, marketplace, subscription business, or financial institution, this is your opportunity to stop just using payments and start owning them.
The future of payments is branded, embedded, and seamless. With Viyona’s white-label stack, your business can lead that future.
Contact Viyona Fintech Today:
📧 Email: info@viyonafintech.com
🌐 Website: www.viyonafintech.com
Request a Demo | View API Documentation | Get Custom Quote
What is a white-label payment gateway?
A white-label payment gateway is a fully customizable payment processing platform that businesses can rebrand as their own, providing seamless payment acceptance while maintaining complete brand control.
How long does it take to integrate Viyona’s white-label payment solution?
Most businesses complete integration and go live within 2-4 weeks, depending on complexity and customization requirements.
What payment methods does Viyona support?
Viyona supports all major payment methods in India including UPI, cards, net banking, wallets, NEFT, RTGS, IMPS, and emerging payment options.
Is Viyona’s platform secure and compliant?
Yes, Viyona is PCI-DSS Level 1 certified and compliant with all RBI guidelines, ensuring the highest level of security and regulatory compliance.
Can I use Viyona for both payment collection and payouts?
Absolutely. Viyona provides a unified platform for both PayIns (collections) and Payouts (disbursements) under your brand.
Leading provider of PayIn, Payout, UPI, and Connected Banking solutions, driving seamless financial innovation for businesses.
Copyright © 2025 Viyona Fintech India Pvt Ltd, All Rights Reserved.
Viyona Fintech is not a bank but a technology platform for digital financial services, operating in partnership with RBI-licensed banks and financial institutions. All funds in the customer’s bank account are insured as per the limits under the RBI’s deposit insurance scheme. Corporate Identity Number: U74999TG2022PTC160052
Important Note:
Never share your password, card number, expiry date, CVV, PIN, OTP, or any other confidential information with anyone, even if the person claims to be from Viyona Fintech India Pvt Ltd.