RuPay SecureNxt, Benefit Management, and RBMS Solutions
Viyona Fintech is proud to offer innovative solutions for RuPay SecureNxt, Benefit Management, and RBMS (RuPay Benefit Management System). These cutting-edge features, developed by NPCI, empower banks, merchants, and financial institutions to enhance transaction security, manage customer benefits effectively, and drive customer loyalty through centralized platforms.
ransforming Payment Security with SecureNxt
SecureNxt is a revolutionary security framework designed to safeguard RuPay card transactions with advanced technologies like tokenization, fraud detection, and dynamic authentication.
Key Features of SecureNxt:
1. Tokenization:
- Replaces sensitive card data with a secure token for safer e-commerce and PoS transactions.
2. Advanced Fraud Detection:
- Real-time monitoring using AI to detect and block suspicious activities.
3. Dynamic Authentication:
- Adds layers of verification, such as OTPs or biometrics, for high-risk transactions.
4. Global Standards Compliance:
- Aligns with PCI DSS, EMV, and international security protocols.
Business Benefits:
- Enhance customer trust with secure transactions.
- Mitigate risks of data breaches and fraud.
- Enable secure e-commerce with card-on-file tokenization.
Maximizing Value with Benefit Management
Benefit Management is designed to enrich the RuPay cardholder experience with customized rewards, cashback offers, and insurance programs.
Key Benefits for Cardholders:
1. Insurance Coverage:
- Personal accident insurance tailored to card types (e.g., RuPay Platinum).
2. Reward Programs:
- Points for every transaction, redeemable for discounts and services.
3. Cashback Offers:
- Exclusive deals on fuel, travel, and dining.
4. Lifestyle Perks:
- Lounge access, concierge services, and shopping discounts.
Value for Merchants and Banks:
- Attract and retain customers with value-added benefits.
- Boost transaction volumes through targeted campaigns.
- Customize benefit programs to match customer preferences.
Centralized Management with RBMS
RuPay Benefit Management System (RBMS) simplifies the management of benefit programs through automation and real-time insights.
Key Features of RBMS:
1. Centralized Dashboard:
- Monitor and manage all RuPay card benefits in one place.
2. Automation:
- Streamline benefit allocation, redemption, and reporting processes.
3. Real-Time Monitoring:
- Track customer engagement and measure campaign success.
4. Custom Campaigns:
- Design personalized offers for specific customer segments.
Applications of RBMS:
- Automate claims for insurance linked to RuPay cards.
- Manage cashback and rewards programs efficiently.
- Generate reports to optimize benefit utilization.
Why Choose Viyona Fintech?
1. Expertise in NPCI Integrations:
- Proven experience in implementing SecureNxt, Benefit Management, and RBMS solutions.
- Comprehensive support from API integration to certification.
2. End-to-End Solutions:
- Secure transaction frameworks.
- Customizable benefit programs tailored to your business needs.
- Scalable platforms for future growth.
3. Enhanced Customer Experience:
- Build loyalty with engaging rewards and benefits.
- Drive trust with world-class security measures.
Steps to Implement with Viyona Fintech
1. Consultation and Planning:
- Understand your business requirements and identify target use cases.
2. Integration and Testing:
- Seamlessly integrate APIs for SecureNxt, Benefit Management, and RBMS.
- Conduct rigorous testing in sandbox environments.
3. Certification and Deployment:
- Obtain necessary certifications from NPCI.
- Deploy secure, compliant systems with minimal downtime.
4. Monitoring and Optimization:
- Leverage real-time dashboards to monitor performance.
- Optimize benefit programs based on customer behavior.
Take the Next Step in Digital Payments
Viyona Fintech provides the expertise and tools to transform your RuPay offerings with SecureNxt, Benefit Management, and RBMS. Elevate your payment solutions, enhance customer loyalty, and drive business growth.
Contact us today to explore how we can partner to deliver cutting-edge solutions for your customers.

