eKYC Setu – Aadhaar eKYC Made Simple

Fast, secure, and compliant Aadhaar-based eKYC with OTP and Face Authentication. Powered by NPCI’s eKYC Setu. Delivered by Viyona Fintech, an NPCI-Certified TSP.

Industries We Serve

Built for Scale. Designed for Regulation.

Banks

Secure, compliant KYC for high-volume onboarding.

NBFCs

KYC that scales as fast as your business.

Insurance Companies

One KYC framework for every onboarding channel.

Key Features
  • Aadhaar OTP Authentication via eKYC Setu

    Real-time Aadhaar authentication using OTP through NPCI’s eKYC Setu gateway.

  • UIDAI Face Authentication (SDK) via eKYC Setu

    High-assurance verification using UIDAI Registered Devices integrated via eKYC Setu SDK.

  • Consent Capture Managed by eKYC Setu

    NPCI-hosted consent screen ensures regulatory compliance and audit safety.

  • Real-Time UIDAI Data Fetch through eKYC Setu

    Fetch Name, Gender, DOB, Address, and Photo securely.

  • Integration Flexibility with eKYC Setu API & SDK

    Choose between Web Redirect Flow or Android SDK integration.

  • End-to-End Compliance Built into eKYC Setu

    Aligned with UIDAI, NPCI, RBI, SEBI, IRDAI & PFRDA standards.

How eKYC Setu Works
  • Aadhaar Entry & Consent via eKYC Setu

    Customer enters Aadhaar/VID and provides consent within the eKYC Setu framework.

  • Authentication via eKYC Setu

    OTP sent to Aadhaar-registered mobile through eKYC Setu, OR Face Authentication using UIDAI RD device via eKYC Setu SDK

  • UIDAI Validation Returned via eKYC Setu

    NPCI’s eKYC Setu retrieves and returns demographic details securely.

  • Onboarding Completed Using eKYC Setu Verification

    Identity is confirmed and KYC-compliant onboarding is completed instantly.

Use cases

RBI-Regulated Banks

Public Sector Banks, Private Banks, Small Finance Banks, Cooperative Banks

  • Digital Account Opening (Savings / Current)
  • Customer Identity Verification (CKYC / eKYC)
  • Loan & Credit Onboarding
  • Credit Card Issuance
  • Periodic KYC / Re-KYC
  • Assisted Branch & Agent-Led KYC
RBI-Regulated NBFCs

Lending NBFCs, NBFC-MFIs, Digital Lenders, Fintech NBFCs

  • Customer Identity Verification
  • Digital Loan Onboarding (PL/ BL/MFI/Gold)
  • BNPL Customer Verification
  • Wallet & App-Based KYC
  • Video & Assisted KYC
  • Periodic KYC Updates & Refresh
IRDAI-Regulated Insurance Companies

Life, Health & General Insurers, Aggregators, Agents, Brokers

  • Policyholder Onboarding (Life/Health/Motor)
  • KYC for Policy Issuance & Renewals
  • Endorsements & Customer Updates
  • Claims Verification
  • Group / Corporate Policy KYC
  • Assisted Agent-Led KYC

Why Choose Viyona Fintech for eKYC Setu?

  • NPCI-Certified TSP for eKYC Setu

    We handle the full onboarding, development, audit alignment, certification, and production rollout for your eKYC Setu integration.

  • Fastest Go-Live for eKYC Setu

    Our SDK & API frameworks ensure integration in days, not months.

  • Secure, Compliant, Audit-Ready

    All eKYC Setu transactions include secure logs, timestamping, consent records, encryption, and monitoring.

  • Built for Regulated Entities

    Applicable to BFSI-regulated entities governed under the PMLA, 2002

  • Scalable Infrastructure

    Handles high-volume Aadhaar authentication with low latency.

  • Dedicated SPOC & 24/7 Support

    Full lifecycle support for all eKYC Setu activities.

Quick Integration Options

Choose the integration method that best fits your technical requirements. Supports both self-service and assisted KYC models.

For Developers
API Integration

Full backend control with RESTful APIs for complete customization

  • Complete control
  • Custom UI/UX
  • Backend integration
For Mobile Apps
SDK Integration

Ready-to-use mobile SDKs for iOS and Android applications

  • Native performance
  • Pre-built UI
  • Quick implementation
Recommended
Hosted Web Flow

Redirect-based solution for fastest go-live with minimal code

  • Complete control
  • Custom UI/UX
  • Backend integration

All integration options come with comprehensive documentation and dedicated support

Start Your eKYC Setu Integration

Share your details and our onboarding team will guide you through technical integration, certification, and production deployment of your eKYC Setu setup.

Commonly Asked Questions

eKYC Setu is designed for regulated entities such as banks, NBFCs, and insurance companies governed under the Prevention of Money Laundering Act (PMLA), 2002.

NPCI-certified Technology Service Provider enabling regulated entities to complete Aadhaar eKYC seamlessly and compliantly.

Contact

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