eKYC Setu – Aadhaar eKYC Made Simple

Fast, secure, and compliant Aadhaar-based eKYC with OTP and Face Authentication. Powered by NPCI’s eKYC Setu. Delivered by Viyona Fintech, an NPCI-Certified TSP.

What is eKYC Setu?

eKYC Setu is NPCI’s single-window system for Aadhaar-based electronic KYC. It allows regulated entities like banks, NBFCs, and fintechs to perform KYC securely and quickly through OTP or Face Authentication. The system ensures compliance by returning only demographic details with a masked Aadhaar, reducing risk and simplifying digital onboarding.

Who this is for

Regulated entities (banks/NBFCs/fintechs, etc.) that need Aadhaar-based online e-KYC under the Aadhaar Act and PMLA, with minimal integration effort and strong compliance.

Why Choose Viyona Fintech?

Key Features

Web Redirect (OTP Flow):

How it Works

SDK Flow (OTP + Face Auth):

Frequently Asked question

Notified regulated entities (REs) such as banks, NBFCs, and payment companies under PMLA Section 11A.

Frequently Asked question

  • eKYC Setu System FAQ
  • Cflow FAQ
  • Onboarding Process FAQs

Aadhaar OTP

Face Auth in SDK Functionality in due course .

No, only membership fee to be paid at the time of onboarding. 1st Certification would be free.

No, NPCI will be initiating the single invoice inclusive of UIDAI & NPCI Fee.

SSL Certificate

Signer Certificate

Encryption Certificate

All these certificates are required for testing and production purpose. Entity can you the same certificate for UAT & Production and can opt for separate certificates for UAT & Production

The Certification Sign-off will be valid for 50 working days from the date of issue.
The Bank needs to go Live within this time, else the Signoff will be invalid, and the bank will have to recertify.

Enable secure Aadhaar eKYC with eKYC Setu today.