eKYC Setu – Aadhaar eKYC Made Simple
Fast, secure, and compliant Aadhaar-based eKYC with OTP and Face Authentication. Powered by NPCI’s eKYC Setu. Delivered by Viyona Fintech, an NPCI-Certified TSP.
What is eKYC Setu?
eKYC Setu is NPCI’s single-window system for Aadhaar-based electronic KYC. It allows regulated entities like banks, NBFCs, and fintechs to perform KYC securely and quickly through OTP or Face Authentication. The system ensures compliance by returning only demographic details with a masked Aadhaar, reducing risk and simplifying digital onboarding.
Who this is for
Regulated entities (banks/NBFCs/fintechs, etc.) that need Aadhaar-based online e-KYC under the Aadhaar Act and PMLA, with minimal integration effort and strong compliance.

Why Choose Viyona Fintech?
- NPCI-Certified TSP – trusted partner for certification and integration.
- Faster go-live – with SDK/web playbooks, sandbox setup, and certification support.
- Compliance-first – consent flows, masked data handling, and audit logs built-in.
- Enterprise support – full lifecycle: UAT, certification, production, and SLA monitoring.
Key Features
- Integration options: Web Redirect (OTP) or SDK (OTP & Face Auth)
- Authentication modes: Aadhaar OTP and UIDAI Face Authentication
- Input accepted: UID or VID
- Output: Demographic KYC with masked Aadhaar
- User consent: Mandatory and logged
- Compliance simplified: NPCI acts as aggregator – no ASA license required

Web Redirect (OTP Flow):
- User provides consent on NPCI page
- Inputs Aadhaar/VID
- Submits OTP
- RE receives masked demographic KYC
How it Works

SDK Flow (OTP + Face Auth):
- In-app consent capture
- Aadhaar/VID input in secure module
- Authentication via OTP or Face Auth
- RE receives masked demographic KYC
For any further queries, feel free to reach out to us at [support@viyonafintech.com] or through our website's contact page. Thank you for choosing Viyona Fintech!
Frequently Asked question
Notified regulated entities (REs) such as banks, NBFCs, and payment companies under PMLA Section 11A.
- OTP authentication (Web or SDK)
- Face Authentication (via UIDAI’s Face RD service)
Only demographic eKYC details with a masked Aadhaar (last 4 digits).
No. NPCI acts as the aggregator, so REs don’t need a direct ASA license.
Typically 2–4 weeks, depending on integration type and certification timelines.
