Virtual Account
Effortless fund disbursement with Viyona Fintech’s Payout solutions. Streamline payments to vendors, employees, and partners with secure, fast, and reliable transfers through bank accounts, UPI, wallets, and more
Collect Payments Faster, Reconcile Instantly
Streamline domestic payments with our virtual account APIs. Get funds quickly and automate reconciliation for a seamless experience. Supports UPI, NEFT, RTGS, and IMPS.
Gain Complete Control and Visibility
Monitor and manage every step of the payment process with granular control, ensuring transparency and oversight throughout the entire payment lifecycle.
Automation at Work
Effortless Reconciliation with Unique Virtual Account Numbers (VANs)
Streamline payment tracking with automatic real-time matching, giving you instant visibility into your payers and ensuring smooth, efficient reconciliation
Financial Agility
Instant Fund Settlement
Experience immediate access to your funds with our T+0 settlement system. No delays, no hassles—just instant capital to keep your business moving forward.
Advanced Reporting
Actionable Insights
Monitor sales performance daily, weekly, and monthly across all business units. Uncover trends, analyze customer behavior, and make informed decisions to drive growth.
Developer
Simplifying Payment Collection
- Detailed API Documentation: Effortless integration with your existing systems, empowering developers with clear, comprehensive guides.
- Dedicated Support System: Continuous assistance from our expert team to ensure smooth implementation.
Tailored Solutions for Every Business
Tailored Solutions for Every Business
We understand that each industry has distinct payment processing needs. Our platform provides a comprehensive suite of features designed to simplify and streamline your financial operations, no matter your sector.
Scale
Hassle-Free Bulk Payout Management
Easily upload a CSV file, and let our platform handle the automatic distribution of funds to multiple accounts, ensuring speed and precision every time.
Disbursement Accounts
Issue unique virtual accounts to users for instant payouts from investments, loans, or other financial services.
Escrow Accounts :
Securely hold funds during P2P transactions, releasing them only upon successful completion.
Merchant Settlement Accounts :
Assign dedicated virtual accounts to merchants for receiving customer payments, streamlining reconciliation and payout operations.
KYC Verification Accounts :
Create temporary virtual accounts to receive small deposits during KYC verification, ensuring identity checks without revealing actual bank details.
Fintech
In the fintech industry, our platform provides tailored virtual account solutions that enhance security, streamline payouts, and simplify complex financial processes, ensuring smooth transactions for both businesses and users.
E-commerce
In the e-commerce sector, our platform leverages virtual accounts to optimize payment flows, reduce risks, and enhance customer satisfaction through secure and efficient financial processes.
Cash on Delivery (COD) Management :
Generate unique virtual accounts for each COD order, ensuring funds are deposited only after successful delivery, reducing fraud risks.
Marketplace Seller Payouts :
Assign virtual accounts to sellers to receive sales proceeds, simplifying payouts and reconciliation.
Prepaid Wallets :
Offer virtual account-based prepaid wallets for customers, allowing seamless purchases and fund storage within your platform.
Refunds & Chargebacks :
Utilize virtual accounts to process instant refunds and manage chargebacks, speeding up processing and improving the customer experience.
Automated Recurring Payments :
Assign virtual accounts to each subscriber for automatic fee deductions, ensuring timely payments and minimizing churn.
Free Trial Management :
Generate temporary virtual accounts for free trials, preventing unauthorized charges after the trial period ends.
Tiered Subscriptions :
Assign different virtual accounts to various subscription tiers, making it easier to track revenue by subscription level.
Prorated Billing :
Use virtual accounts to accurately collect charges for prorated subscriptions, based on sign-up dates or cancellations.
Subscription Businesses
For subscription-based businesses, our platform leverages virtual accounts to automate and streamline payments, ensuring seamless operations and reducing administrative overhead.
Simplify Virtual Account Number ManagementLike Never Before
Effortlessly manage and streamline your Virtual Account Number processes with our innovative solutions. Talk to our sales team to get started today!
